I'm thinking save up and only pay minimums until I can purchase a house and then pay off the remainder of my debt or clear my debt, renew my lease, and wait until the year is up?

@Hunter MillsHave you contacted your debtors and tried to pay off the old medical bills?

They most likely will take on passive debt or equity partners.

Secondly what is the purchase price and down payment and is it going to be a recourse debt or a non recourse debt.

Another option is to find a cosigner, which will dramatically increase the income factor in that DTI (but make sure they do not have a ton of debt or that won't help you). 

One thing I've seen is that when people do a strategy like this to get themselves out of debt or reduce it, they haven't changed their financial behavior and wind up back deeply in debt but having already utilized the asset are worse off than before.

He is very risk averse and extremely happy with the results.The main question to ask is do you want debt or equity partners?

(maxes out cards and a couple missed recent payments)  So it’s either stay with my current mortgage and try to slowly pay off my debt Or sell and start over..

They lost track of it on their tax rolls, thats why they didn't sell the debt or foreclose on it.

I have no interest in going to college and putting myself into debt or owning a home that will not make me money, atleast to begin with.