I have been in property management for 20 years, almost 3 years ago I moved to Birmingham AL to start my investment journey.

In summer, the electric is higher, but the gas is lower so it pretty much evens out over the year.

In response to your questions:Biggest q i still dont really understand is:- what happens if i refinance before 7yr term or sellAs you'll be the owner, you can refi or sell before the 7 years. 

Going on the first face to face with a seller in years, even after getting 2 deals to the table, this one was tough.Stating the obvious, there is no replacing "the number" but I literally didn't have it in me to say it at that moment.

I have two long-term tenants in the duplex—one for 5 years and the other for 7.

With rental increases I could prob pay off my mortgage in 5/6 years which would net me 4K.

After a year+ of unreliable management, I finally decided to switch to a new company.

There's always a spike this year as we get into the Spring selling season.

Quote from @Naomi Feld: With last year's changes in the U.S. real estate industry, particularly concerning broker commissions, I am wondering what to expect to pay a broker for a home sale north of $30mm in the USVI.

I've been investing in real estate for 30 years.