You would want to look for an owner that has a loan through a bank or credit union or one that has no mortgage. 

Specifically:How did you find a reliable supplier?

If it’s a blanket loan they would talk to the lender ahead of time.

You state there's a lot of deferred maintenance, then state it is a remarkably well maintained property.

If they will do a loan with less than 1, the pricing takes a hit.

I would prefer a check myself.

The rate is maybe a little better than what you’ll get in a conventional 30 yr. right now, but the terms are worse.

I would suggest going to the find a lender tab here on bigger pockets to find a local lender who has the same products. 

Would it be a good idea to get a real estate license and work in real estate or are there other options to get in Missouri to get real estate experience without a license? 

I’ve been thinking about partnering with a successful wholesaler and seeing if they will expand their operation to include the zip codes I am interested in.Example:  I would like to partner and give money to a successful Detroit or Texas wholesaler and see if they are willing to add my Georgia target market to their operations.Before moving forward, I wanted to get some feedback and advice from those who are wholesalers or who have partnered with wholesalers.Has anyone ever heard or have experience in a partnership like this?