I was told by a lender that I need to put 25% down for a 3-unit property in California because in this sector I'll be competing with investors who would be paying cash and flipping for a profit.

I stayed in the tech sector while investing for decades.

I would though say that doing ground up new construction is pretty hot sector to be in in Texas especially Austin..

The banking sector has been immensely profitable and any losses they’ve incurred from housing have been more than made up by their investment banking side.

If someone comes to me, I'll send them your way.If you need help in your search or want to verify something don't hesitate to ask.For example: I have clients worldwide and things are just as easy as I e-mail them, talking on the phone.

Then we had...The Troubled Asset Relief Program (TARP) is a program of the United States government to purchase assets and equity from financial institutions to strengthen its financial sector that was signed into law by U.S.

What this means is that the investor is offering an amount that he feels he can assign his contract for more, while having the right to occupy the property, improve it, market it by MLS, World Wide Web, mailings, signs on the property or newspaper ads or by public auction.Once a contract is ratified by all parties, the buyer is considered to have an equity position in the property.Here are some clauses that should be in the offer; "It is understood that the buyer is making this offer with the intent to make a profit by short term assignment, the buyer will have the right to improve the property and to advertise it for sale." 

I can assume that any sector of real-estate will have its own complications and that none of them will be a cake walk, but it still sounds like there is a lot of risk associated with wholesaling beyond just losing money.

They've survived through the 80's bubble, the recent subprime crisis, and the demand for oil worldwide is projected to grow despite any alternative fuel efforts here in the US.

If a student, then they will have an F-1 visa or J-1 visa, you may have to decide how to handle the rent for summer vacations.Florida has some of the highest percentages of work visa holders in the country, on par with geologists and workers in the oil sector in Houston, researchers, academics, and hi-tech workers in California & Redmond, Washington (Microsoft).