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Updated about 7 years ago on . Most recent reply

Disia Page's profile image
Disia Page's profile image
Disia Page
  • from Pasadena, California
  • Member since Jan 23, 2018
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Disia Page's profile image
Disia Page's profile image
Disia Page
  • from Pasadena, California
  • Member since Jan 23, 2018
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Disia Page
  • Pasadena, CA
6
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14
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California Real Estate Q&A Discussion Forum

FHA loan for 2-4 unit property

Disia Page
  • Pasadena, CA
Posted

I was told by a lender that I need to put 25% down for a 3-unit property in California because in this sector I'll be competing with investors who would be paying cash and flipping for a profit. Basically, he was discouraging me from trying to pursue properties of this size. Has anyone had any experience successfully utilizing an FHA loan for 2-4 unit properties?

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Dan D.'s profile image
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Dan D.
  • from Seattle, Washington
  • Member since Sep 18, 2015
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Dan D.'s profile image
Dan D.'s profile image
Dan D.
  • from Seattle, Washington
  • Member since Sep 18, 2015
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Dan D.
  • Seattle, WA
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Dan D.
  • Seattle, WA
Replied

Similar situation happened to me. Mortgage broker kept insisting that in 2018 FHA was no longer 3.5% down and had to put down 15%. I kept fighting him on this and he eventually just stop communicating with me.

 Keep searching

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