You say diversification is important but your portfolio crams virtually all of your nest egg into the real estate sector. 

I've been reading lately that many people are actually leaving the area en masse due to the cost of living, which means it could become a cheaper city to invest in soon (hopefully).http://www.newsweek.com/why-are-californians-fleei...https://www.sfgate.com/expensive-san-francisco/art...I feel that a lot of those strong, tech-sector jobs are moving to cheaper areas (Austin, TX and Denver, CO. are cities that come to mind). 

See rule 1  When Zillow, Opendoor , MF syndicators and Homebuilders are having difficulty making money in the current business climate, why do you want to force yourself to invest in a sector in which you do not even have experience ..Rather than losing money, better put that money somewhere else.

It's  some  what  of  a  burned  out sector for certain areas.  

Get ready for employment in the civilian sector and land your self a decent career.

@James FigliozziI invest in Columbus, OH RE, huge growth to come from recent additions to the tech sector (google, intel, amazon, honda, and many start ups).

How much debt is on the property.Personally, I like Huntsville because it has a strong jobs story with the auto sector having selected Huntsville for manufacturing.

My name is Keitha Lovett and I am new to the REI sector.  

They have outperformed all other sectors in real estate without the hassles of tenants, toilets, trash and contractors.  

A large portion of their income goes toward paying off federal loans instead of going into the private sector where investors make money and grow the economy.