However, there are some options to invest in the S&P 500 through index funds like VIIIX (Vanguard Institutional Index Fund) with a focus on tech companies like Apple, Microsoft, Google, Nvidia, Tesla, Amazon, etc.

This goes to show that one should not assume a few rotten apples does not equate to the whole barrel being rotten.

At a minimum, I would at least seek a second opinion from another agent three quotes, don't commit until you are satisfied and are comparing apples to apples.

It wouldn't be quite an apples to apples comparison with other outside management companies.  

With that in hand I compare the total cash flow and appreciation for the entire portfolio and can see clearly whether I will be making more money post-refi.Excel and Apple Numbers offer functions (PPMT, IPMT) to generate principal and interest for an specific payment period in the life of a loan.

I recommend asking your agents what is and isn’t covered so you are comparing apples to apples.

The NAR finding is not an apples to apples comparison.

Do one task at a time in each app so you can compare apples to apples.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.

The price disparity was about 40% apples to apples.

Tech companies like Tesla, Apple, Switch, etc are moving to the area and bringing high-paying jobs.