We really have to pinch every spare dollar in order to make this dream a reality, and we are really just starting out as we close in two weeks on our second "house hacked" multifamily.

Also if you even have smidgen of time to spare I would love to meet with you and have a chat over the markets in the are.

Spare me.So it doesn't have to be a subject to, but a creative solution with no or low money down is what is needed.

I would appreciate any advice as to taking my first step towards buying a home and living in it while rehabbing at the same time or to stay where i am now and buy the property to work on it in any spare time I have.

Jake, Keep working "expired listings" in your spare time.

Then stress your returns assuming this higher rate, and verify that you're still cash flow positive in that worst-case scenario.If we get very high rates and inflation, and it happens in a compact period of time, bank earnings/capital is going to come under a lot of pressure due to the way they structure their portfolios.

Going to the beach, gardening, visiting museums and theme parks, and going to rock concerts fills our spare time."

Recently I have purchased my first home, condo 2bd/2.5bth, and am looking to rent out the spare room to help with the cost of the mortgage.

In my spare time, I like to look at real estate deals in Phoenix and Scottsdale.I currently own 2 properties in Scottsdale and might be looking to expand in either Phoenix or Scottsdale but like most - I have a finite amount of cash and a lot of competing priorities.I joined BP to learn more about the industry and am always open to connecting with folks who live in the Phoenix metro-area or folks who need some input on this market. 

The large apartment complex where I live charges an extra $15 per month per pet and $20 per month for assigned parking.At one point, they sold space in one of their spare buildings for storage, but they're no longer offering that service.