FWIW:  The reason I'm interested in this unit is because I already own an identical unit in the same building. 

Family Member is defined as follows, regardless of actual or perceived sexual orientation, gender identity, or legal marital status:  child, parent, or grandparent; o a child is defined as a son, stepson, daughter, or stepdaughter; o a parent or grandparent includes a step-parent/grandparent or foster parent/grandparent;  spouse or domestic partner;  legally adopted son or daughter, including a child who is placed with the Borrower by an authorized agency for legal adoption;  foster child;  brother, stepbrother;  sister, stepsister;  uncle;  aunt; or son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-inlaw, or sister-in-law of the Borrower.Or these other exceptions:(3) Exceptions to the Maximum LTV The 85 percent maximum LTV restriction does not apply for Identity-of-Interest transactions under the following circumstances. 

The house looks and like a duplex, has two identical sides (2 br / 1 ba ea).

Normally my wife does the cleaning but when we are in a bind and need extra help we hire her daughter.  8 of our places are apartments, the floor plan is identical. 

@christopher phillips My realtor sold an identical house on next street over 8 weeks ago for 131,000 but it needed updates a roof and Windows.  

A lot of people don't realize that if you purchase with HomeReady putting 15% down and pair it with lender-paid mortgage insurance, your total rate could be virtually identical to putting down 20% if you have high 700's credit.

If identical buildings not encumbered by long term leases are for sale and one is performing to market at $100,000 NOI and the other is mismanaged and only collecting $50,000 NOI AND the market cap rate is 10% then only an idiot would sell the first property for $500,000 while the second would go for $1,000,000. 

There is a small difference in training maybe - but the end result and the listing database are identical.

This is your best defense against damages and security deposit questions later.Just a word of warning, with the new identity theft focus, you need to have good processes in place for protecting that personal information.  

Kody,I am looking for identical repositioning opportunities as well.