But, FICO suffers the ultimate same failing as any other statistical gating model.

There is always Florida, right now Daytona Beach prices are cheap because the area started to suffer, but I think it's trying to make a comeback, there are cheap deals all over the place and even right on the beach.http://www.zillow.com/homedetails/2102259165_zpidThis place will even manage the rental of your place for you, not sure on all the details but it's only $54k for the unithttp://www.zillow.com/homedetails/67192333_zpidOr this that's only $30k and is on the ocean with an ocean viewThere are deals everywhere but do your research in this area, because there are some really bad neighborhoods, some right in the beach.

Please correct me if I'm wrong but the general consensus seems to think that this area here, Westlake Village, Agoura Hills, the neighborhood by Lang Ranch Elementary (all 10s for elementary school ratings) perhaps may level out if the economy continues to suffer but not necessarily begin a downward trend.  

Don't suffer from analysis paralysis : )In KC, I like solid A's for SFH because of the most demand for renters and appreciation potential. the properties I've purchased there have been between $90 - $125K.

@Tom GrierNot all distressed homeowners suffer from property/utility issues.

Sydney, Australia suffered same issue. in 2016, houses could not stop rising.

Even if an agent was clairvoyant and knew EXACTLY what the market will bear, if you were to determine a sale price and then tag on an additional 6% to cover commissions, your listing would then be overpriced and would either take longer to sell, or suffer more price concessions, or both.

Maybe its because the economic loss suffered is by those have no voice and that it produces another source of fee income to government agencies....hmmmm?

If she insists on staying, that indicates she's not actually suffering from the cat allergy and that she's the kind of tenant that exaggerates or makes up problems to manipulate the tenant.

I'm not in that market, but I do see a lot of forum posts and comments from people in that market and Orlando who are really suffering.