Included in those who hold a differing opinion are court judges who are responsible for interpreting laws and the constitution and have already concluded on the topic that the contracts clause does not trump the police power of a state to protect the general welfare of its citizens - a power which is paramount to any rights under contracts between individuals.

My interpretation of that is, I think they get one deal but don't hustle and keep at it to actually be a wholesaler - partially because they don't execute the first deal properly.I've also contacted a few, just to start a friendly relationship and talk about the market, ask about their business, and they reply "do you have a proof of funds before I tell you?"

When I saw the part about title insurance, I felt it could be interpreted to mean you may not be able to get title insurance in which case you get a quit claim deed that may be worthless. 

Depends on area.Try taking an interpreter over.

Also, you kind of nailed it with the, me interpreting the info wrong.

thanks in advance for your responses Yes Saman, I’ve had house hack SFR houses that had 5 long term leases (rooming house or rent by the room) on conventional and FHA loans, however on VA or Veterans loans I was only able to use 1 lease for a 1 unit property (more conservative calculation or interpretation).Hopefully you’re considering Conventional scenario as this seems like a non owner occupied property.The consideration of STR or short term rental income or rent by the room varies with each loan product as you’ve seen above so its important to plan in advance and establish your game plan with options A, B, C so you have a diversity in options when you’re trying to figure out how to achieve the best ROI on time, money, acquisitions, or etc.

Things change often, and every lender has the prerogative to interpret the fannie/freddie guidelines as they are written, so you might find different answers from different lenders. 

I did a lot of studying and received training from my vendors who had teams of lawyers doing the interpretation. 

While finding and interpreting the exact law can take some time studying the laws will help you understand how tax sale works in your jurisdiction.

The worst part is that the IRS changes their own interpretation fairly frequently.