@Matthew Brown definitely go with your brain on this one.

@Jonathan Brown, what you should do is make a short list of all the major systems that fail over time: AC, Water Heater, Roof, etc. along with costs to replace each one.

@Mario Brown Thanks.

Search for articles from Jeff Brown and Dave Van Horn, they have written a ton about note investing.  

Dead center brown one.

With @Tyler Brown on this one, i wouldn't set any amount to anything, it all depends on what and how it was damaged and what it would take to fix it. they have to rely on you to be honest with them on the cost, show receipts.

@Tyler Brown Probably would be best to get an EIN #.

@Rob Brown I've been comfortable with high leverage on everything until this year.

I've been doing this for over 12 years.One last comment: you hate your current electrician job and want to quit, I get it, but make sure that you are truly running towards something, and not just running away from something ... been there, done that, and the grass is not always greener on the other side of the fence, just a different shade of brown.

@Cedric Brown Welcome Cedric.