I'm an experienced project manager with hundreds of cradle-to-grave efforts under my belt, including building project scopes and budgets, evaluating contract proposals, and managing construction to maintain the delivery of high quality products on-time and in budget.Penny is a licensed clinical social worker (LCSW), serving the community mental health needs of parents, children and families.We both recognize we have an immense opportunity to serve our community and want to capitalize on the blessings we have been provided so that we can continue serving our neighbors.My wife, Penny, and I are looking to transition into commercial multi-family real estate in 2025.

Verify and double verify with the applicant that the information they have provided is correct and that all income is verified and all adults will have a background check. 

Thanks in advance for any insight you all might be able to provide!

I would also consider talking to her broker.Also, has she provided references from BiggerPockets or Google Business?

Lastly, Rochester, the most affordable of the four, provides great opportunities for investors looking for higher cap rates (8-10%) in multifamily properties.

Digging deeper it is a legit program, that actually provides other tools and support similar to Rent to Retirement.

If you control how they perform tasks, set their hours, or provide tools, they should likely be a W-2 employee, requiring you to withhold taxes and comply with payroll regulations.

It's not illegal provided you're dislosing it to all parties and not trying to actively hid it.

Then there’s fraud or misrepresentation, where borrowers inflate project values or provide false documentation.

There are too many factors to consider to just provide base rates for what you're asking.