It is definitely not as easy as it was a couple years ago and we have difficult times ahead - but that doesn't mean I think it's a good idea for everyone to stop investing passively and run to SPY or single family homes.  

The fact that you are on BP at the age  of 29 means you are way ahead of most.

Bill Gulley Your right Bill I got ahead of my self there.... while I have bought and sold many notes I am sure I am not the top dog in that game by any stretch.

I haven't run any numbers on this, but I've seen similar setups and at some point you are really just ahead the month. 

Contacted the warranty and as you mentioned they are experts in delays (nothing new here), but I also went ahead and contacted the electrician.Both later mentioned that they never received any call about this issue.

Just because you are tracking ahead of that estimate does not mean your deal is bad.Do you believe your capex is structurally higher than you modeled?

As long as you are coming out of pocket at around the same you would be renting somewhere else then you are still getting ahead in life because your tenants are helping pay down the loan and build your equity.You should also run an analysis putting in what the market rate rent would be of you did not live there.

They saw ahead that these jobs take a toll on you so bought RE and now live off RE in one form or another.

If you disagree then you should just ignore the advice you get and plow ahead.

Right now, you are thinking of yourself and how to get you ahead and not stepping back and looking holistically at the process.