I’m just throwing this out there to see if there is a need.

I just wanted to throw that out there. 

Throwing nearly a half million on the line right off the bat can get squirrely quickly.

When there is a recently acquired long-term rental, lenders can simply throw in the lease agreement and use 75% of the rental income from that, but on a short-term rental, there is no lease agreement, so the only way to document what the actual cash flow is, is by using Schedule E of your most recent tax return filing. 

You have quite a few things to get more smoothly operating but I will throw out a few quick ones.

The problem was that the borrower wasn't that qualified, so the broker really didn't have any good options to offer, so they just kept throwing up roadblocks in front of the seller until they finally through one up they couldn't meet (Like wanting 25% down, when that was never a condition up front.)  

Ok guys and gals I want to throw something out here.

We had to throw away many items stored down there due to mold growth.

I would alway throw in a broker when you are shopping.

Many experienced REI wouldn't throw down $5m unless you had a previous relationship with them or track record making money in those sized deals.