It seems to be little, no offense. 

"could I still get a FHA loan and say I live in the single" mortgage fraud is a serious offense.

No offense to midwest but I would take a San Jacinto tenant over a midwest tenant.  

For prosecution of criminal offenses, an agency refers the case to the proper jurisdiction such as the Attorney General.

(no offense to people with the name Linda).

My broker to be said no cold calls because he doesn't want the liability of $11k per offense.

@Sue Deng  please take no offense.. however If you do not even understand this basic question.. and folks in foreclosure are under EXTREME duress and stress how is someone like you remotely going to help them.. other than for your own self serving gratification.to come on BP and ask this question just floors me personally.. the blind leading the desperate and this usually leads to those your trying to rip equity form to end up just losing their house. 

I would avoid renting to anyone with this type of offense on their record for a variety of reasons. 

Well, considering the lender is more than likely a federally regulated and insured instituion, defrauding them makes it a federal offense and sticking it to them on a transaction because they are the big bank that caused this mess in the first place, isn't the defense i'd want to use in front of a judge.

Agents have to abide by the 'codes' set forth by their licensing board, state, etc... but breaking those codes comes with penalties (they're about $100) and at worst the loss of their license (it would have to be a MUCH more serious offense than a ghost offer).