I follow Dodd Frank, I use an RMLO, I have a title company close the sale and offer title insurance.

You didn't mention the higher Florida insurance costs. 

If they did, the previous manager is obligated to transfer those funds.

To succeed, focus on properties in high-demand neighborhoods like Pecan Grove or Aliana, and ensure your cash flow analysis accounts for high property taxes, potential HOA restrictions, and flood insurance costs.

Tampa can work, but yes, taxes and insurance are higher and might keep cash flow tight.

Including monthly obligations and who will pay them, etc.

With that being said we tend to see a lot of CA buyers relocate here for the lower cost of living including lower home values, property taxes, insurance, no state income tax, gas prices etc.

These are leased to businesses (like chain stores) that cover taxes, insurance, and maintenance, making them much more hands-off than residential rentals.Real Estate Syndications / REITs – You can invest passively in commercial real estate (apartment complexes, self-storage, industrial, etc.) through syndications or real estate investment trusts (REITs) without being a landlord.Hard Money Lending / Private Lending – With $500K in equity, you could act as a private lender, funding real estate investors who flip homes or develop properties.

A rent payment isn't enough to cover the DSCR payment, HELOC payment, tax, insurance, and maintenance.

If you only have one STR, and your other obligations allow, then yes do it all yourself.