Passive income is certainly the name of the game - building a real estate portfolio and creating generational wealth are key ingredients to long term holistic financial health and success.There are fantastic real estate investment opportunities in various markets, particularly in the Midwest and Southeast of the country. 

For years they made bank as a pioneer in the STR market.

The best strategy really depends on your goals, risk tolerance, and your market conditions.

If you consider going north, the Manchester market has been seeing some extraordinary gains (similar for RI, though).

Our strategy has always been BRRRR, and we live in a historically cash-flow** market. 

The systemic trouble is in a few high growth markets in the US.  

Does anyone have experience with ADU's (accessory dwelling units) in any market, but particularly Cincinnati?

And that number depends on you, your market, your property and your goals.

Quote from @Jaren Taylor: Quote from @Chris Mason: If you have the ability to market and raise money, then you secure the down payment, and do the normal commercial mortgage process. 

Low down payment AND it cash flows also AND buyer has title.Maybe I am asking too much, but I don't think so.Perhaps you just market to homeowners.