That said, my main question is, can you recommend a good mortgage brokerage company that offers all the training points you outlined in your post?

If so and the monthly payment isn't too bad then you're still moving the needle forward if your main goal is wealth generation and not just cash flow. 

And that is the main thing; I want to start REI early and build up a decent portfolio of cashflowing properties by the time I'm 30.

Most (virtually all) are giving values below the main ppsf. 

The property has 7 acres with a 3/2 main house and a second separate 2/1 house (which also needs renovation) with its own drive.  

We were able to buy low in a good neighborhood since the home was in need of some work, mainly needing cosmetic work and some deferred maintenance.

But it’s clear you’re a smart investor who knows the long-term benefits real estate can bring.I keep reminding myself why I stick with real estate: you can make money every month in four different ways:Cash Flow – Passive income to live on.Appreciation – Long-term property value growth.Depreciation – Tax benefits that reduce your taxable income.Tenants Paying Down the Mortgage – Even if you’re paid off now, this is one of the biggest wealth-building tools for leveraged properties.It sounds like your main struggle is the stress of active management—and trust me, you’re not alone.

We’re moving into the ADU ourselves starting in January so we can remodel our main home.

We plan to rent out the main house and ADU in the future but also concerned on the return if/when we do sell. 

We actually have our main meeting coming up on January 14 and a county meetup in Clermont the following week .