With either option you choose P/I payments or I/O payments.

There is an IOS app.   

@Vera Berishaj you can get an 80% LTV Heloc through Pen Fed on a rental property if it is held in your personal name and not an LLC, and you have 3 properties or less including your primary residence. 12 year draw, no closing cost unless a physical site visit appraisal is required, if the LOC is closed within 2 years they back-charge you for the opening costs ($400-$600), rate is variable tied to prime + 1% and you choose p/i or i/o payment.

HELOCs are i/o ARMs at higher rates.

Is anyone with an iOS device having trouble with the “newest posts” portion of the website?

If principle pay down is not a huge part of your strategy that IO might help monthly cash flow. 

It's a non recourse product with favorable low int rates, longer 10-12 yr terms and up to 10 yrs IO

For $500 HOA you can borrow up to $150k @4% IO.

I check the city's assesor office for taxes and I pad a few hundred just incase.

You can even sweeten the offer by paying I/O payments, during that stretch, to reassure them.