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Updated almost 6 years ago on . Most recent reply

Vera B.'s profile image
Vera B.'s profile image
Vera B.
  • Rental Property Investor
  • from Tampa, FL
  • Member since Jan 11, 2019
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Vera B.'s profile image
Vera B.'s profile image
Vera B.
  • Rental Property Investor
  • from Tampa, FL
  • Member since Jan 11, 2019
Connect
Vera B.
  • Rental Property Investor
  • Tampa, FL
14
Votes |
48
Posts
Creative Real Estate Financing

LTV on rental property

Vera B.
  • Rental Property Investor
  • Tampa, FL
Posted

Hello all!

I don't understand how on the podcasts and other investors keep talking about this 80% LTV helocs. As a rental property I have called a couple dozen banks and either they don't finance rental properties or if they do, it's in the 60% range. Are investors calling these homes second homes or personal homes to get this 80%?

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Tim C.'s profile image
Tim C.'s profile image
Tim C.
  • from Austin, TX
  • Member since Aug 8, 2017
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Tim C.'s profile image
Tim C.'s profile image
Tim C.
  • from Austin, TX
  • Member since Aug 8, 2017
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Tim C.
  • Austin, TX
8
Votes |
12
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Tim C.
  • Austin, TX
Replied

@Lexi Teifke

To my understanding you cannot get a HELOC in the state of Texas unless it is homestead?

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