So many parents have instilled that rent is throwing away money people are doing whatever they can to buy a place, even if it doesn't make sense. 

Also, my lack of funds has instilled a bit of a fear in myself that I have just recently gotten over.

He obviously instilled a lot of confidence from others at an early age, including Benjamin Graham.

That said, I am only five months in, still learning, and one of my best friends keeps insisting that he thinks I shoud and will refinance to a thirty, so who knows, maybe I will change my mind.

how is it going in still looking for my first note.i went to the court house an was give this 200 pound book i told the lady i was looking for notes an she didnt know what i was talking about.so is what i did is call the ppl i got my order from an thay told me i need to look for notes between 2 people an not a bank so i went back a look an man was i lost i didn't know if the loan was still active or close or what i know this can work an you can make money doing this but when you buy the books an cd's alway tell you if you need help just call the support line all they do is try to get you to buy sometimes else.you need to buy this if you want to make money even got a cd finding note.most of the places that i get with that i cant look at what i need to look at or i really just don't know what to look for.would really help if that would send you a copy of a note so i would know what im looking for.this is my 2nd time trying to do this and im spending a lot of time at this computer an it seams the more i try the harder it gets lol so if someone would really like to help a really lost no note finding note hunter would really be thank full.have a good day all an good luck.

But, in still trying to understand your scenario, I will continue with my current thought process.  

Luckliy I have a mentor or two that are available to instill this in me.

Now I'm going on the assumption that the home is run down on the inside (seller's website has a good looking recent picture of the outside, no damage, looks lived in still)  So maybe they are having a hard time selling it for $250k or maybe they lost their job and just can't pay..

It is not a easy as many seem to think to work at being a failure in life and yet instill th esame desire in their kids to grow up and work for the government like mom and dad.

I will maybe say a few words about the market you chose.BLUF: I think it's a great market to invest in still.