So I’ve read that unbrella insurance providers require you to use them for car and home.

(particularly true for single family homes)  Tom and Aaron may have different experiences.  

If y0ou have a home at 300,000 you have to make 3k a month and finding a home at 300,000 and make that much rent is almost impossible. 

If you're insuring a home to replacement cost, insurance companies don't care about appraisals or what the home is worth.  

If the home pays for itself and you can afford it, keep it.

Hello @Hudson Filippi FHA does have a One Time Close construction loan that will allow you to build a home.

Hello, I am looking to place a new manufactured home (likely a 3/2 built by Clayton) on land in a growing market.

When I spoke with a real estate professional, she said the home would probably sell for around $250k in its current condition.

If we were not able to raise the price of our homes by 20% or more we would had to stop.. my LORI plan started at 600k sold two of them and made our normal 100k net.. last loris I sold 36 months later went for 850 to 900k and we made right at 250k NET on those ones.. so it was very specific to plans that CASH buying empty nesters wanted ..

Sorry, not sure what you mean by pay for her home for 10-20 years?