About 7 x-ed our money in over five years.

BK is a WILD CARD.  

After I got good at pulling leads that work, I can switch that ratio and spend $3 on leads and $7 on sending something to those leads;  post cards, sms, rvm, cold calling.   

Using mortgage debt at 6-7% on a refinance to pay off higher rate debt such as a credit card at 15-25% is a savings!

Here's why I waited:Visa Uncertainty: With a temporary visa like an F1 CPT or even an H1B, there’s always a chance that, due to lottery outcomes or policy changes, the path to a green card could be delayed or not happen at all.

If the seller doesn’t meet your number, shake their hand, give them your business card, and say, “Call me when you’re ready to deal.”

For example a contractor I hired told me another investor had just offered him a bundle of five homes.

For whatever reason (I suspect to cut cost and time because they were behind) they did not build a retaining wall like they did for the other five properties they built at this time.

We allow Tenant Portal (ACH), Direct Deposit to our bank, Venmo, Strip (credit & debit cards) and old-fashioned mailing of checks. 

That said, a good place to start for many investors is with Lowes/Home Depot credit cards.