When you do any agency loan (conventional or government) as a Primary Residence, you are signing a new 1 year "occupancy clause".

Ask for more government, and you’ll see what it’s like to be treated like a second class citizen. 

But that leaves me asking: If the Indonesian government indeed doesn't want foreigners to own/control land in the country, why would they allow for such an obvious loophole?

I realize that, if true,  this is governed by state law rather than federal statutes, and therefore there will be fifty different answers. 

Just another fraud like a certain federal inmate that made a lot of news fleecing investors... 

However, federal securities laws and SEC regulation require providing investors with accurate information regarding investment risks, details, and fees to prevent fraud. 

The government saw the housing bubble and changed guidlines with fannie and freddie to make the 10 down / 2nd home loan product very expensive (about 4 points to close).

Omg, the government is so smart.

For the 10 year period spanning September 2014-2024, single-family prices in Austin nearly doubled, yielding an annualized appreciation rate of ~9.8% in that period.With inflation nearing its 2% target and signs of a slowing labor market, the Federal Reserve last month made its first cut in to the federal funds rate since the start of the COVID pandemic.

You probably think Section 8 sounds easy because the government pays you, but that's not how it is.