I understand the standard rate in the USVI is 6% but believe I should be able to negotiate down based on the expected sale price.

What our clients generally do is take the average gas billing for the year while occupied. give themselves a little wiggle room,  and build it into the rent as a flat rate, similar to water or electric with a single entrance. 

Call 3-4 of them with 4.5-star rating or better, ask what their experience is and how they can help your situation, then choose one and move forward.You are in the most heavily regulated state in the country, and one of the most regulated/litigious places in the world.

Unfortunately, weekday bookings, particularly off season, are mostly rate driven.  

Especially since I’m already the one choosing rates/terms. 

But the real test of this company's character came with the most recent loan I tried to close with them.First, I thought the loan rate was locked, and it was not.

Of course this all depends on YOU setting the base rate and all the knobs and triggers most appropriately.

VA loans are the only loans that allow this, and there is no rate penalty for it no longer being your primary home.With that in mind, you could do a cash out refinance today at a higher rate than current market rates which will create profit on the loan, we can take that profit to pay for your closing costs.

You will have to verify those yourselves to ensure you end up with correct operating expenses.Quote from @Andrew Newcomb: Just following up on this in case anyone is still following:I learned about "cap rate" and "cash on cash" metrics in the BP learning articles and watched a couple vids on the BP rental calculator showing how it calcs those metrics for a prop (you have to add the details like loan info, expenses, etc). very cool tool.

Interest rates are relatively high, so I think commercial property owners that can't refinance or are hesitant to acquire a property can still use cost seg for accelerated depreciation.