Should I ditch the pool?

I'd only suggest option #3 as a last ditch effort.

But will try to get it asap.Four or five days go and still no authorization..My intuition is starting to nag at me, and I am wondering if my offer is being held as a "last ditch" or back-up offer while a better offer is trying to be found...or maybe something else.

What does it cost to ditch the window units and install an HVAC unit from scratch...all the duct work will need to be built and placed?

As a last ditch effort, possibly sell the car and buy a clunker in cash and use it until you get stabilized in the house.Finally, you can try starting the mortgage process with another bank to see if they may be able to help you qualify.

Basically the house is built in a giant ditch that allows the basement to be above ground completely while at the same time being lower than street level. 

My goal is to get enough passive income to ditch the w2 job.

If I were you, I would only resort to quantifying it as a last ditch effort if she doesn't care about the numbers, or at least a final side note. 

5) Last ditch, I thought about trying to find another buyer who would buy one of the duplexes and I would buy the other at the same time for the seller's 1031 obligations, but this is not my ideal solution.Thanks in advance for any ideas!

If the answer to question #2 is yes, would it just be better to ditch the LLC and make sure we each have an adequate umbrella policy?