The data we have seen shows obviously Malls, Hotels, Casinos, Strip Malls as being hit the hardest. 

If wire instructions are printed on a separate page type “see attached” then sign the actual wire instructions.NO DIGITAL SIGNATURESProvide the supporting documentationInvesting your IRA in Real Estate?

Or are these sellers just really under prepared for digital communication?

You should be able to download these things and send to them digitally.  

If he is producing double digit cash on cash, IRR, or annual ROI on a consistent basis kudos.

43608 (and the similar single-digit zip codes) fall into the 80/20 rule...stay out of 80% of them and the quality changes with every block.

Agree with @Joe Funari - we only work with local/community banks and regional banks - they are quicker to respond, take a personal interest in partnering with your real estate business to see it have success (which makes sense, because they want you to make good on your loans), and offer much better rates than hard money loans - we don't pay any origination fees, they can even fund in less than 30 days, and interest rates have never hit double digits over the past 2 years.  

I would suggest setting up to get paid via direct deposit or another digital medium.

If you go into multifamily and you know how to reposition a property and increase NOI, you can generate 7-digit windfalls in a couple years.REI is a LOT more active than the stock market.

We were paying 6 digits in taxes with our previous CPA.