They aren't required to belong. 

I have been able to find a couple of options for this setup though, they just require separate leases for each room and sometimes 2-3 months of rental receipts as well. 

There are certain things that require experience that DIYers just can't get right or spend way too much time trying to do.

I don't know anything about their policyholder experience.However, every homeowners policy I've ever seen, even with a "home sharing" endorsement or rider, requires some owner use of the property. 

To avoid reducing your lifetime exemption, you could gift equity incrementally, but this requires proper legal structuring (e.g., fractional ownership transfers).

As investors we want to maximize revenue but to your point that still requires applying common sense and basic ethical principles.

Gas heat would require constant tank refilling and it would be very bad to run out in the winter.

Both turnkey properties and properties requiring minor rehab can be viable options.

No personal income or tax returns are required.

The reason for this email is that we need to schedule a call with a representative about our direct deposits to our bank account, we keep having the same problem every month.