I have questions into them on whether they would cover it if the commercial policy denies it.Here's the exact language of the exclusion - "This insurance does not apply to animals "bodily injury" or "property damage" arising out of the ownership, use, loading or unloading, handling, or demonstration of domestic or wild animals, including but not limited to dogs. 

CR will cover rent assurance for 3 months but beyond that its on me. i'm now 7 months vacant on one property and i'm told the city has denied the application for Section 8 b/c there are "too many vacant properties" in the area.

The Amex was also denied on the Gold website F&G recommends.Let me know if anyone has any success extracting cash from these cards (especially the AMEX one).

I tried to get an umbrella policy added to my home owners insurance and was denied due to a recent claim.

If they go to Airbnb looking for a refund we use the timestamped photos to refute them and deny compensation, but we do try to go above and beyond with the guest while there to garner a good review. 

.—(1) The commission may deny an application for licensure, registration, or permit, or renewal thereof; may place a licensee, registrant, or permittee on probation; may suspend a license, registration, or permit for a period not exceeding 10 years; may revoke a license, registration, or permit; may impose an administrative fine not to exceed $5,000 for each count or separate offense; and may issue a reprimand, and any or all of the foregoing, if it finds that the licensee, registrant, permittee, or applicant:(h) Has shared a commission with, or paid a fee or other compensation to, a person not properly licensed as a broker, broker associate, or sales associate under the laws of this state, for the referral of real estate business, clients, prospects, or customers, or for any one or more of the services set forth in s. 475.01(1)(a).

Other concern was that as this is a 2nd home, the policy would deny claims if I am not personally residing at the premises.

Was actually denied for a commercial because it's stripped to the studs and deemed uninhabitable. 

if you want to, you could just say the application fee is non-refundable regardless of whether or not they are approved or denied - or just put that on the form they sign to give you permission to run their credit/background checks.If you are this worried about upsetting applicants, though, I worry about you.  

Social security told me I was short 90 days of work credits to draw my benefits and denied me.