Renting it out while strategically leveraging the equity could be the best path forward.As @Jaycee Greene said, DSCR looks at your credit rather than DTI.

@Tod DuBois couple of thoughts:1) If you're getting that many leads - raise your price!

He also said there are a couple counties in Texas (I forget the names), that ban out of staters from buying investment properties as well. 

I have lived in Truckee for over 23 years and understand the pain you can go through dealing with a local government where the answer you received on Monday is different than the answer you receive on Tues, Wed, Thur & maybe even Friday if anyone is working.

He knows his stuff and is really good at making IG videos: his brand is a very clever mix of being super humble, telling everyone profits are less than you think and then flashing some fat $$ he made by selling to his investors.

I attended a REI conference back in October 2024 prior to knowing anything about Bigger Pockets or investing in general, and it gave me the motivation to seek out information and shoot for my first couple of deals in 2025.

This happens all the time, usually with heirs, but it can be squatters as well.

I spend less than an hour a month dealing with them. 

The buyer representation agreement states that the buyer commission amount offered by the seller (usually 2% to 3%) is credited/refunded to the buyer.

I'm trying to start off with something closer to Houston as my first property, but will keep College station in mind for the future.