Eventually the masses will catch on and then the model is tougher to continue to do. 

This city continues to grow and evolve, making it a strong choice for real estate investment.

Success in this field doesn’t happen overnight—it requires years of strategic investing, continuous education, and persistence.The key is to focus on growing markets, quality neighborhoods, and building a strong support team.

And its always been a 2 inch trigger to start , we start at 2 inches and continue thru out the storm . 

Specifically, I would encourage you to continue to seek local opportunities for equity growth as well as seeking out-of-state or upstate opportunities for cash-flow (i.e.

The city has a lot of momentum with major developments, population growth, and continued investment in infrastructure.That said, it’s not without challenges.

@Jonathan Klemm my hope is to continue to look for opportunities, primarily multi-family but also SFR. 

As you gather all this information, I would continue bettering the process and continuing to buy deals.

It's so bad that my last purchase was in Indiana, which was my first OOS investment, and likely will continue to look there if the market doesn't improve here.  

HUD 4000.1 (I believe) is the latest HUD handbook and it goes over all requirements for originating the loan, including but not limited to occupancy requirements and exemptions.FHA occupancy : "At least one Borrower must occupy the Property within 60 Days of signing the security instrument and intend to continue occupancy for at least one year."