Issues 1) even garage conversion ADUs in single family zoned areas typically cost more to build than the value that they add.  

Are you having issues finding a lender that can do this for you?

those with score averages between about 625 and 685 have issues, but generally are manageable. 

Now, if you do not use a PMS and only have a few properties or only operate on Airbnb that’s a non-issue.

The owner, a family member of one of our buyers, inherited the property through probate, but they weren’t equipped to handle the renovation.The house had been left in disrepair for quite some time, with the previous owner struggling with mental health issues.

If you do most things right, most issues are mitigated and it's not too bad, but there's no guarantees.

No issues as of yet and the property management company has been great so far.

Quote from @Jim Stanley: You should reserve insurance for large claims.Contact the city and report the issue to them.

But it's rapid price growth and sales activity could indicate a more volatile market, with the potential for corrections if demand slows as affordability becomes an issue.

Or am I just SOL and need to file a partnership return and issue K-1's to each of us?