A SF property to live in/house hack, a 2-4 MF rental, or 5+ commercial MF?

Some people in it longer than me I have been in real estate about 20 years now.I looked at tons of strategies residential and commercial.

I had a huge opportunity fund earning nothing and my rates were above 6% and/or commercial loans that were callable, adjustable and bothering me every year for my financials.

Quote from @Chirdeep Bhutani: Maybe a very basic question, but I have been reading for a while that it's a good time to get into Commercial real estate because you are getting better cap rates now.

There are multiple ways to invest in RE: single family, multi-family,  long term rentals, mid-term rentals, short-term rentals, rent by the room, commercial, co-ownership, syndications (I personally won't do syndications) etc. 

Try Ethan Whitley with Crye-Leike Realtors, he is good friend and does alot of commercial in the area.

Quote from @Wade Wisner: I lived in north Florida from 2003 to 2008 and did a number of residential and commercial fix-n-flips during that time. 

Commercial.

He would also not need any private money lenders to close these transactions -- his bank would be dying to give him a commercial line of credit. 

Next is apartment buildings. 2.2T of commercial debt is coming soon.