Once we refi, cash flow for both properties combined will be about $1400.  

Combine those facts and it seems logical families will opt to continue renting in the city longer in lieu of perhaps buying a starter home and they grow out of the apartment style housing units.

The property in combination with the local market has resulted in a very large # of applicants having section 8 subsidies.My company has only had a handful of section 8 tenants apply in the past but have never had any that ended up leasing from us.I'm looking for advice as to what questions should we be asking of section 8 tenants?

By year 10, you’ll have a combination of growing cash flow, appreciation, and equity that could boost your wealth by several hundred thousand dollars.Consistent investing and proper management can lead to solid passive income and long-term wealth.

Does it have to be 100+ hours for one of us individually, or can it be 100+ hours for my spouse and I combined?

You can make minor adjustments based on the type of appliances (dishwasher, clothes washer and dryer, air conditioning, etc.) and the size of the rental.

What would your monthly payments be verses the combination of the separate accounts all with individual rates you're currently paying on? 

You could even consider an AirBnBRRRR strategy, which combines short-term rentals with the BRRRR method.

For example, I mention that every adult must pay a $30 application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.

So we will go from 1 unit to 4 units, with a combination of personal funds and construction loans.