State that you require a clean criminal record, credit score above XXX, and no past evictions.  

That's an impossible question to answer without more information, and it seems like it would be so much easier for everyone to ask 'I make $xx,xxx a year, would I qualify for a loan?'

"Going forward can I just throw out anything below say 80% or $xxx,xxx as just a time waster"?.

Many Buyers will prefer the savings because they don't care about title companies.Wording like, "Title company to be XXX Title. 

Gmail (and most email systems) have "canned responses" that you can easily respond the same way to all the duplicate type emails you get  "Our screening criteria is xxx, please submit your applications..." 

Give me a call at (xxx)xxx-xxxx to talkmore.Best Regards,Brandon Foken(xxx)xxx-xxxx____________________________Any critiques are very welcome.

A GREAT way to do this that I learned early on and has worked EVERY time...when negotiating that seller financing, give the seller the principal and then say that is $XXX/month UNTIL PAID, which here is 5 years.

That since the Realtor earned the commission, the not buyer has agreed to include costs, realtor commissions and negotiator fees, now amounting to XX thousand dollars as future advances under the promissory note and security agreement representing a par amount of XXX, XXX ( in other words, the original loan amount has now increased which places the second holder further behind.

Thanks Mike Sedwick XXX-XXX-XXXX.

Call Joe at xxx-xxx-xxxx" Should I also mail them something?