I suggest next time approaching it in a inquisitive respectful manner vs how it sounds you did.

@Mariah Monson we respectfully advise the opposite approach of @Kevin Sobilo. 

With due respect, I don’t think you understand the difference between a consumer-purpose loan and a business-purpose loan.

With all due respect, you can't ignore politics in real estate when politics injects itself into real estate.

(b) If the redeeming party is the debtor, mortgagor, their respective spouses, children, heirs, or devisees then, unless otherwise provided herein, the judgments, mortgages, and liens revived pursuant to 6-5-248(d) are not lawful charges as defined in subsection (a).

The company who actually fixed the HVAC charged $268 but the "Preferred Vendor" middleman modified that invoice to include 6lbs of freon (not on the HVAC sub's invoice) and charged me $700.Latchel probably works fine if you force them to only use your vetted contractors, but I have zero respect for Latchel's "Preferred Vendors".

Your previous comment is also correct with respect to active / passive.

More respect to you.  

Valuation only makes sense with respect to what you are willing and able to do to get this deal.

I know ChatGPT when I see it, and I respect it. lol.