Now I have equity locked in and couldn’t qualify for a heloc due to credit as well.

I don’t mean refi, heloc, sell or 1031.

Consider financing options like FHA loans, conventional loans, Texas State and Local Programs, and HELOC.

I have a personal HELOC on my primary home. 

These are not typical life insurance policies.If the down payment comes from an existing asset whether it is money from money market, money from savings account, money from CDs, money from heloc, money from selling stocks, money from stock margin, gift from family, money from life insurance it does not achieve a 100% LTV with respect to determining return.  

If you occupy the property as your primary residence, you can  potentally do a HELOC or fixed second mortgage up to 90% CLTV.

I have a HELOC of 250k that I have been using but I feel like Im not scaling as fast as I could be.

.### Other Considerations- **HELOCs (Home Equity Lines of Credit)**: You can take out a HELOC on each property or on a few properties to pull out equity.

This may potentially require a HELOC or something similar if I don’t have enough cash left for deal #2.

I've also been pre-approved for a $125K HELOC against my current residence, which I plan to use for the rehab and landscaping.