You need to package everything correctly and shop several banks as they all have different appetites rates and terms.

And I always make my own appraisal packages: comps that I best feel match my property, including pros and cons of each, and a complete list of improvements I have performed.  

The more roommates, the cheaper your conference package! 

Go to TOOLS > LEASE AGREEMENT PACKAGES.

I was able to negotiate a package that included the land, some of the materials, and the permits to build it.

They did not sell me the expensive package, but they got me absolutley excited about real estate! 

Do you have a loan package made up for the lender yet- your sales pitch to them to make the loan.

But, then had: - Late fee splits- Pet fee splits / collected by PM- Leasing fee of 50% for new tenant- Renewal fee- Service fee for work done on the property- Higher fees for certain tenant conditions- Receives all interest on trust accounts- Full page of admin fees including resident liability program, benefit package, pet initiation fee, credit reporting fee, tenant lease renewal fee (in addition to renewal fee charged to landlord), lease draft fee, application fee, utility concierage service fee, legal notice service fee.

-so what you could try for financing  on anything less conventional- package the land lease and the factory built tiny home, and approach your local credit union until you find a combination that works.Anyway you should also read up on co housing, co-ops, (yes condos) and other clustered developments as they apply to your county codes.

Well, its a combined package of 4 self-storage properties here in TX, with a consolidated occupancy of 82%.