@Graham Richard AndersonAs a licensed Broker, I have bought less than 10 percent of my deals off MLS in the last 2 years.

Thank you for the advice @richard dale-mesaros!

Hey @Chris Wilson if any of your MF properties in the $150K-400K range are 4 units or less I would call Richard Demico with Atlantic Coast Bank.

Originally posted by @Richard Morency:Does Anyone have a good letter to send to the homeowner so a third party authorization form can be signed so I can do a payoff.. thanks all help will be appreciated check the file place https://www.biggerpockets.com/files

@Denise Evans thanks for responding.I received the tax certificate on a property and I was told the owner has a renter in the property. 

Originally posted by @Richard Anderson: @Steven Hamilton II, I would assume using a HELOC on your personal property to finance a flip isn't deductible for the interest in that case; with the new tax laws?

Hello Denise & husband,Welcome to BP, sounds like a power couple to me!

@Denise Thomas am I understanding you correctly that you want the mortgages under your LLC for liability protection? 

Hi @Richard Rogalewicz ,Check out www.thumbtack.com.

., @Todd Goedeke, and @Richard Ibeh for your feedback.