If I'm interpreting your question correctly, it is perfectly legal for the title company or closing attorney to pay whatever the seller wants out of escrow.

What works for one, does not for others so interpretation of what is a good deal has a lot of variety in this market right now.

Our tenants pay rent on time but are SUPER fussy, so we (through our property manager) have heard from them a ton of times in the 8 months they've been there (with the corresponding maintenance payments, of course).Would I be correct in interpreting that most investors do not raise rents every year?

@Rich Cee Based on what you described above, this is what interpret when I project the numbers out for what you have available for cash starting out:20% x 10 homes x 60k (min. each home) = $120k.If this is correct, I would find out what the maximum number of mortgages you are able to get with your lender (investment properties) and do the following:1 - Let's say the max is 5, including your own personal residence (also mentioned above)2 - Buy 2 with all cash, then refinance both of them (that makes 3 mortgages you are holding...your personal + 2 rentals)3 - Take the money you got out of refinancing and repeat step #2 with two more homes (that will make the 5 mortgage limit)                  .....now comes the fun part......4 - Find a "Credit Partner".  

HUD Issues Problematic Rules Interpreting SAFE Mortgage Licensing ACTHUD has proposed to eliminate ALL seller financing unless the seller lives in the home or becomes a licensed mortgage originator.

I would also advise you find a CPA who is familiar with real estate and with the CRAs Interpretive Bulletins (IBs) on lease options vs instalment sale and an attorney who practices real estate law as her/his primary talent.Where this is your primary residence, you also have the consideration of structuring the deal such that you retain the capital gains exemption on sale - normally when you turn a property from your primary residence into a rental, there is a deemed sale at FMV which establishes the new cost basis for the property.  

Somehow she interprets it as I am being selfish yet that is the furthest thing from the truth. 

Included in those who hold a differing opinion are court judges who are responsible for interpreting laws and the constitution and have already concluded on the topic that the contracts clause does not trump the police power of a state to protect the general welfare of its citizens - a power which is paramount to any rights under contracts between individuals.

My interpretation of that is, I think they get one deal but don't hustle and keep at it to actually be a wholesaler - partially because they don't execute the first deal properly.I've also contacted a few, just to start a friendly relationship and talk about the market, ask about their business, and they reply "do you have a proof of funds before I tell you?"

thanks in advance for your responses Yes Saman, I’ve had house hack SFR houses that had 5 long term leases (rooming house or rent by the room) on conventional and FHA loans, however on VA or Veterans loans I was only able to use 1 lease for a 1 unit property (more conservative calculation or interpretation).Hopefully you’re considering Conventional scenario as this seems like a non owner occupied property.The consideration of STR or short term rental income or rent by the room varies with each loan product as you’ve seen above so its important to plan in advance and establish your game plan with options A, B, C so you have a diversity in options when you’re trying to figure out how to achieve the best ROI on time, money, acquisitions, or etc.