financing fees (you can't get residential conforming loans).. overhead (more complicated operations).  

We have a house in Grande Prairie that has a non conforming suite and I wish it was a true suite. 

If it's a conforming conventional residential mortgage it will count against your limit.

Older stuff has way more non-conforming issues in my experience.  

Also, in terms of them saying you don't have enough assets, for a conforming loan they are referring to liquid assets.

I don't want to be responsible for any non-conforming work that will cost me money to correct after I buy it.  

the national banks have more rigid requirements that will not conform to RE in most cases from the investor stand point.  

Aggregating all the properties would get you into conforming loan limits.

You can't get a loan on a property owned by an LLC unless it is non-conforming and personally guaranteed.5.

There are "due on sale' clauses in mortgages that a bank could use to call a note due in such a situation, I have heard of few that do it,,but I normally keeping up to the max of 10 properties (because thats the max for conforming mortgages) in your personal name.