He has bad credit as a result of his previous marriage and also filed for bankruptcy  due to ex's cancer bills.

I've been working as an independent agent for a while and we've had to insure many homes that were in ruins.

On the other hand, what are some things to look for in a house that would be very detrimental and ruin a flip?

The longer the project, the higher you will have to pay for the carrying cost – and it can ruin your budget.

@Samer Jaber Working with the family can go either way, it can either strengthen your relationship with your brother and/or ruin it all together.

However, I don't want to do a full cash out refi and ruin my nice 3.75% on the first mortgage.

Too many new investors fall into this trap of wanting to collect assets and are ego-driven by the doors, but when you have 5 properties bought at 100k that cashflow $100/month, one repair can ruin your profits on all properties at once.

San Fran, Seattle, Denver, Austin? What are your thoughts on places with technology as a large sector doing? Some are moving to allow permanently working from home. Hence homes and commercial might dip? These people c...

This reminds of me of the saying warren buffet says at his speaking engagements . “ you can always tell who is skinny dipping when the tide goes back out “ Most people continue on in their idiotic spending of liabilities right up to the time their boss hands them a pink slip then they are left dumbfounded in total ruin all because they didn’t practice personal responsibility when times were good .

It's solving a problem that benefits everyone no matter that poor person decision on how they choose to live or spend their money or ruin and wreck their chances of being In a nice home.....None the less thanks for the reply and wish you the best in your realestate journey!