Looking to get a multi family in my area and house hack my way to more properties to supplement my current job and hopefully learn more clever ways for REI as I go on.

Then, after that convo, simply partner up with someone who can supplement the areas you're lacking. 

Landlords that ***** foot around with rent increases are simply wasting time and unnecessarily supplementing their tenants rents.

I am also getting my real estate license to help supplement our income and to help with our investment goals.

If you're trying to supplement your current income and get funds immediately, it's not the best strategy.

Once you start supplementing income with rental income your tax returns get messy for some lenders and they dont want to spend the time needed to make a deal work. 

There are some great replies in here already but I would also want to suggest the use of virtual management software as a supplement to traditional management as well.There are some powerful software tools out there that essential manage all of those units from your computer screen (collect rent, process maintenance tickets).

Can I do an umbrella policy without doing a traditional policy or are they supplemental policies?

Here you're hoping for appreciation and the fact that you've put such a large down payment on the property the majority of the rent is actually going towards the principal versus interest.IMO there's pros and cons to both strategies... one is very effective if you wish to build wealth and a passive income, the other is a good strategy to have if you already HAVE wealth and want to supplement it with a passive income.

We're interested in hearing investors' opinions and experiences, as far as using pay-per-lead as a way to supplement their deal pipeline (including success stories, negative experiences, recommended companies, pros, cons, etc.).