The cream of the crop have great support staff, but you won't usually get much in the way of personal service.

While he only touches the tip of the ice berg there are several other useful tips as well.If you want to use a bank you must talk to smaller community banks that are willing to portfolio lending. 

Refinishing the cabinets with a little DIY sweat was definitely the way to go ... champagne looks on a budweiser budget :) Also totally agree with your philosophy to DIY the small jobs now so you can better manage contractors on the bigger jobs tomorrow ... this is the only way to develop those "Spidey senses" in foreseeing contractor issues around estimates, quality of work, etc.I agree that a backsplash would be icing on the cake.

So one of the issues on my mind is maintenance, especially dealing with snow and ice once winter comes.

A background on my first purchase made nearly 6 months ago.Purchase Price: $208,000 (5% down w/ $8,000 credit - First Time Home Grant) Unit 1 (Rented) : $1,250Unit 2 (My unit, Projected income) : $900Projected (monthly) Income: $2150Mortgage/Taxes/Insurance: -$1415 / monthWater/sewer/user fees: -$60 / monthElectric / Gas = By tenantsRepairs: -$170 / monthFix repairs (Furnaces/Roof/Water Tanks): -$50 / monthLess Vacancy: -$215 / monthTotal Monthly income = $2150 - 1910 = $240Cash on Cash return (Money out of pocket at closing: $10,500) = (240*12) / (10,000) =  27.4% / YearThe icing on top: Both roofs for the garage and home are brand new, and the home inspection came through clean.

An investment advisor will be very helpful in selecting the cream of the crop.

You might be hoping for the "cream of the crop" but might have to accept the "cream of the crap" :)

Do you believe that it could be a liability if the residents neglect to shovel the snow/ put ice melt down?

Marci Stein I pay $1600-$2000 for a new stainless steel appliance package that includes a fridge (ice and water in the door), range (electric or gas), dishwasher and OTR microwave.

Illegal casinos and drinking parlors became widespread in Miami.At this point, almost anybody could invest in Florida, even without much money.