I am sure things will turn around and you will find yourself in much better situation in the future, you just have to keep faith.

Like Jon said, CDs are backed by the FDIC, the FDIC is backed by the "full faith of the US govt" (despite only have ~50bil of reserves)You are buying US treasuries at a 350bps premium.

Anyone who negotiates in bad faith drives me up the wall!

The most inspiring book I have read was, "Seed Faith," by Oral Roberts.

Faith alone will not sut it.

Until then you are usually relying on the broker's marketing package, the seller to act in good faith and your knowledge of local market conditions.

Knowing that we attend the same mega church and share the same faith also gave me a little peace.

Prior to flipping houses, I spent 15 years managing products and businesses for companies like Microsoft, eBay and DirecTV, including managing some very large P&Ls and product lines.So, while you may not have much faith in my business acumen, apparently some of the most wealthy and successful businesspeople in the world did...Oh, and I can promise you that I was 100 times better at that stuff than I am at flipping houses...

Not giving legal advice.On the TAR property management agreement there is a clause that says the parties should first "negotiate in good faith" to resolve the dispute.

Did you get a good faith form your lender?