Here is my current list of lenders that will do a HELOC on an investment property:TrustcoUS BankTD BankPenFedUnion Bank, specializes in noo HELOCArvest BankUnion Bank, Washington StateEast West Bank offers HELOC on non-owner occupied investment properties up to 60% LTV with "no docs".Utah: Americafirst 80% LTV on noo 65% LTV 15 year 5.74%First Florida Credit Union (Jacksonville area)1.99% for 12 months, 5.25% variable 80% CLTV 20 yr w 10 yr drawHurst Lending and Insurance Investment property HELOC in TexasTower FCU, all states except TX, max 45 DTI, green card ok.

I am a recent transplant from Fort Worth, Texas now living in Jacksonville, Florida and I have 2 years of mortgage experience under my belt.  

I live in JACKSONVILLE area and it’s not easy to find a property that will bring you 10% straight cash flow even with out all the formulas associated with a good deal.

Now I gotta look it up :)Cody  just google Morris invest Fruad  or Clayton Morris invest fraud.. there are articles in the Indiana news paper and the New York times . for the short version.he is a marketer who used his fox and friends news anchor position to pull in newbie investors into buying rentals in the Hood of Indy and Jacksonville FLA... problem was a few issues.1. houses were beyond repair2. investor paid for rehab none was done.3. they put fake tenants in the houses paid rent  and like you many never went to see their homes and were thinking they had a stabilized home with a renter when in fact they had a vacant shell.4. induced people to put up 100% of the money to pay for new construction and no house was ever built just a weed filled lot.having been around TK since 2001 2002 funding many of them ( funded their acquisitions and rehabs as a HML ) I have seen this play before but it was usually nipped in the bud.. this guy had such a following that he literally sold 500 of these a year for a few years.

@Jeremiah HilliardI've got a friend who really wants to invest in Jacksonville.

Most cities in FL won't cash flow at all, Jacksonville is the only potential there really.

I currently work as a skilled drafter of wood framing and CMU houses here in Jacksonville, Florida.

I'm a Hard equity lender in Jacksonville, I'm interested in working with you.

Hi,Can someone refer me to an investor-friendly bank?  As we know having a local bank that is familiar with our terms and what we do isn't easy.  

I like Jacksonville and San Antonio markets.