Hey@David Hertz. 1️⃣ Regarding a “subject to” on a hard money loan: It’s a tricky one because most hard money lenders will have clauses that make the loan due upon transfer of ownership.

Also discuss with your tax person if there are any type of tax hits you will take if you transfer the ownership from yourself to the living trust- state taxes as well as federal.A will can sit in probate for awhile, quite awhile.

Job transfers and new jobs happen all times of years.  

As with any type of investment, investors should list the estimated costs to calculate their potential profit.Costs to consider on fix-and-flipsRepairs (always be conservative)Carrying costs (interest, points)Monthly costs (utilities, HOAs, insurance, taxes)Buying costs (back taxes, cash for keys, liens, code violations)Selling costs (commissions, closing costs, transfer fees, title insurance)Unexpected costs (add $5,000 to be safe)These are the basic costs investors should consider.

Would I get denied because of the recent transfer or would the asset value alone be enough?

I want to start advising my buyers to use land trust transfers when we acquire properties that have underlying notes since we are seeing an increase in notes being called.

After speaking with a real estate attorney, they had recommended transferring ownership of the property from the land trust into an LLC and dissolving the land trust.

I think you could split after sale for a non-taxable event, the total basis transferred in would be split across the two "new" properties.Calling @Dave Foster to give his insights here, lots going on in this one.

They helped us contact the real estate board and got the old manager to transfer all security deposits and back rents over to them.

I don't see why you would want to go through the hassle and expense of transferring the property into an LLC after the purchase was already completed.