We can also lend to both individuals and LLCs.I'd be happy to share my experience as both an investor and as a lender.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I believe sometimes a bad experience is more reflective of the individual than the company. 

In smaller towns, this is usually a specific individual within the Planning Department. 

Does anyone know if this individual needs to be a W2 or can I hire on a 1099?

While outsourcing overseas may be tempting, I would recommend nailing down your processes prior to teaching someone, or you'll wind up with their processes, at best. 

  $100,000 fine for any company per individual employing illegal aliens. 

NET 30), etc. and you can use this project-specific agreement as an addendum for individual jobs.Final Tip: Treat the contract as a transparent, collaborative tool to set expectations, not as a "gotcha" document.

The out of the box strategies and set ups sold will never replace customized AP/Tax strategies based on individualized circumstances. 

When an individual landlord prices their rental, they do based on what the other ones in the neighborhood have rented for.