Just make sure the appreciation rate is strong where you buy. 

Also, would you say Sacramento still has strong opportunities for buy-and-hold investors like myself looking to get started? 

Based on my calculations, even with a low down payment, I can achieve positive cash flow (with aggressive enough house hacking).

Hi @Daniel Carrillo,Just based on conversation had at various conferences I've attended I think we will see some increased activity later this year.

I've been a licensed agent here in Maine at the Augusta-based Pouliot Real Estate for the last 2 years, but began my real estate career in Savannah, Georgia (my GA license is currently inactive).

Allocate equity based on contributions: you provide the $235K HELOC and management, while your former boss contributes renovation expertise and labor.

Lenders can have different loan options based on the property type and the amount of rehab (if any) required for the project. 

I adjust pricing based on demand, like raising rates during peak season or local events, and lowering them in slower months to stay competitive.

They’re asset-based, meaning the loan is secured by the property itself, and they often have quicker approval times but higher interest rates (think 10–15%) and fees.

👋My name is Anthony, and I’m an investor based in East Hartford, Connecticut.